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Can Anybody Tellme What Will Happen To Icici Prudential Insurance Policy If Premia Not Paid Fully Within 3yrs ?

Iam in dailama whether to continue to pay the premia or not. Iam not getting proper response from icici

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This entry was posted on Tuesday, October 20th, 2009 at 7:05 am and is filed under Corporates. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “Can Anybody Tellme What Will Happen To Icici Prudential Insurance Policy If Premia Not Paid Fully Within 3yrs ?”

  1. You will not get anything if you have not paid at least three year’s premia. You can pay the amount and keep it as a paid up policy. if it is a ulip policy get it surrendered when the surrender value is 100%

  2. if it is a ulip, then there are two implications:
    one, if you do not pay for 3 years, mostly tax deduction if claimed will be reversed.
    two, even if you surrender the policy, icici will not be liable to pay back anything to you. you stand to lose all the money invested thusfar.

  3. You have paid so much initial charges in policy that it will be better for you if you pay for whole term. ULIP are the worst investment for short term.

  4. Your question is not likely to be answered in one word.find useful tips here http://www.InsuranceFreeTip.info though.

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